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REPAYE Makes Your Student Loan Payments More Manageable

By Dr. Teresa R. Martin, Esq., REIA NYC In order to combat the rising tide of student debt, the government has tried to make repayment of student loans easier for mid to low income borrowers. Its series of income - driven repayment plans, such as the popular Pay As You Earn program (PAYE), cap your federal student loan payments at a percentage of your discretionary income - a percentage that can range from 15%, all the way down to 0%.  ..

Should You Open a 529 College Savings Plan?

By Dr. Teresa R. Martin, Esq., REIA NYC According to recent College Board data , the average budget for an in - state public college is about $24,061 a year. For a private institution, that average jumps up to $47,831! While the price of college may seem overwhelming, the government provides several programs to make it more doable for parents who want to help off - set the cost s of their children's college degree. One such program  ..